Is there a way to boost my Social Security benefits?

Yes. If you’re at full retirement age or older you can elect to suspend your Social Security benefits for any amount of time up to age 70 to earn delayed retirement credits. This will give you a higher benefit payment when you turn 70 – or when you request reinstatement of benefits, whichever comes first. It’s important to know, however, that during this voluntary delay period, you will no longer be able to receive spouse’s or widow(er)’s benefits, and any benefits payable to your spouse and children on your record will be suspended for the same time period. (It does not Read More …

Is your Medicare Plan changing in 2017?

Would you like to have more information? Here are the locations, dates and times for our upcoming Medicare 2017 Changes and Open Enrollment events, presented by Healthcare Plans West, LLC. A licensed sales person will be present with information and enrollment applications. Immediately after each presentation, you can have your Medicare Health Plan reviewed, one-on-one, and learn about your options. Only you can decide if your plan is still the best one for you.

Q: Is it too late?

Q: Can I still get Part D coverage? A: It’s never too late to get Medicare Prescription Drug Coverage (Part D), however there will be a penalty that’s added to your Part D premium. You may owe a late enrollment penalty if at any time after your Initial Enrollment Period is over, there’s a period of 63 or more days in a row when you don’t have Part D or other creditable prescription drug coverage. You’ll generally have to pay the penalty for as long as you have Part D coverage. Note: If you get Extra Help, you don’t pay a late Read More …

Q: Should I sign up for Part B?

Q: If I am working and have health insurance through an employer, should I sign up for Medicare Part B? A: Choosing to sign up for Medicare is an important decision that involves a number of issues you may need to consider. The decision you make will depend on your situation and the type of health insurance you have. You may be able to delay signing up for Medicare Part B without a late enrollment penalty if you or your spouse (or a family member, if you’re disabled) is working, and you’re getting health insurance benefits based on current employment. Read More …