Life, Final Expense & More

The Carriers we represent have life insurance policies designed specifically for seniors.


Life & Final Expense: The face amounts on these policies can be chosen to fit most people’s needs and budgets. The lump sum death benefit is paid directly to the beneficiary and can be used at their discretion.

OTHER TYPES OF INSURANCE COVERAGE TO CONSIDER:

First Diagnosis Cancer: Cash payments are made directly to you. Individually issued to ages 18-79. There are several levels of coverage available. Why consider this plan? Family history of cancer. Co-pays with insurance plans. Protects family assets. Food and housing costs during treatment.

Hospital Indemnity: This plan can help relieve the concerns of hospitalization co-pays often found with Medicare Advantage Plans. Benefits include, Inpatient Hospitalization ($100-$600 a day), ambulance (air and ground), Emergency Room for accident and injuries, up to 3 Physician visits (follow-up from hospital stay). Issue ages 18-85.

Short Term Care: The cost of Long Term Care is often expensive, and to many, not affordable. Short Term Care is dependable option that can be budget friendly. While policies vary by carrier, the following are examples of coverage provided in a Short Term Care policy:

• Nursing Facilities
• Assisted Living Facilities
• Hospice Care Facilities
• Home Health Care
• Adult Day Care
• Daily Benefit amount options ranging from $50-300 a day
• Policy may pay actual charges
• Individually issued to ages 18-84
• Simplified Underwriting
• Benefit Periods range from 100-360 days of coverage
• Elimination Periods range from0-90 days.


If you have any questions Life/Final insurance, please call a licensed, independent insurance agent at 800-831-9876 (in Las Vegas: 702-449-8311) or click here to go to our contact page.